The NY Times article on Long Term Care Insurance

Recently the NY Times published an article that gives the impression that it is nearly impossible to make a claim and receive benefits from a long term care policy. 

Unfortunately, the NY Times failed to mention a study that was released in February, 2007.  This study found that, for the calendar year 2006, long term care insurers incurred over $3.3 Billion in claims on their long term care policies. 

If an average claim is $100,000 that would mean that the industry, as a whole, paid on over 33,000 long term care insurance claims in 2006.

Certainly, some claims will be denied.  And, clearly, a few long term care insurers have a significantly high proportion of the industry's complaints.  

I've always recommended that my clients choose a long term care insurer that has high financial ratings and a superb claims-payment track record.  And I will continue to recommend that.

To read more about the study regarding long term care insurance claims, click here.

To read the NY Times article, click here. OR here.

Long Term Care Insurance News & Articles:

June 1, 2007:  www.ElderLawAnswers.com:  2007 Long-Term Care Insurance Price Index Announced

June 1, 2007:  Prudential's Long-Term Care Professionals Available to Discuss Trends and Issues Facing Consumers Preparing for Living in Retirement

May 31, 2007:  American Association for Long Term Care Insurance (AALTCI) Announces 2007 Long-Term Care Insurance Price Index Announced--Discounts Make Policies More Affordable For Applicants In Their 50s

May 31, 2007:  Treasurer Osborn Praises Nebraska Governor Heineman’s signing of LB 304

May 31, 2007:  Robert Powell, Marketwatch.com:  Professorial thinking--
These four retirement issues deserve more than academic debate

May 30, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 30, 2007:  A.M. Best Special Report: U.S. Long-Term Care — 2006 Market Review

May 30, 2007:  Indianapolis Star:  Conseco documents requested--Congress looking into complaints about long-term-care policies

May 30, 2007:  Associated Press--Conseco Says It's Complying With Inquiry

May 29, 2007:  USA Today:  Rules 'hiding' trillions in debt--Liability $516,348 per U.S. household

May 29, 2007:  www.KaiserNetwork.org:  California Health Care Advocates Launch Investigation of Long-Term Care Insurers' Claims-Handling Policies

May 29, 2007:  John Hancock Announces New Long Term Care Insurance Product Suite for California--Custom Care 2 California and California Partnership Offer Appealing Benefits for Boomers

May 27, 2007:  Philadelphia Inquirer:  Pennsylvania's Funding Crisis in Elder Care

May 26, 2007:  New York Newsday:  Options for long-term care

May 25, 2007:  U.S. probes long-term care insurance

May 25, 2007:  Frank Darras' Analysis: Reneging on long-term care?

May 25, 2007:  New York Times:  Congress Putting Long-Term Care Under Scrutiny (Conseco and the Penn Treaty American Corporation)

May 25, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 25, 2007:  Congress Putting Long-Term Care Under Scrutiny

May 24, 2007:  Robert Powell, CBS Marketwatch:  Americans are slow to buy in to long-term-care insurance

May 24, 2007:  National Underwriter:  Lawmakers Look Into LTC Allegations

May 24, 2007:  Bradenton Herald:  Talk options for long-term care costs

May 24, 2007:  Maryland Elder Law Attorney:  Now is the time to assemble your 'Aging Preparedness Kit'

May 22, 2007:  Tips On Reducing The Cost Of Long-Term Care Insurance Premium

May 22, 2007:  WRBL:  Columbus, Georgia--Baby Boomers and Long-Term Care

May 22, 2007:  MedAmerica Reports Record Revenue & Profit--New Simplicityii(SM) Product Highest Rated

May 22, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 22, 2007:  New Survey by John Hancock Reveals Interest in Long Term Care Insurance Is on the Rise among Agents, Brokers and Consumers--Long Term Care Insurance Seen as a Critical Part of a Financial Plan

May 21, 2007:  Free Internet Safety Report

May 21, 2007:  AHIP:  Who Buys Long Term Care Insurance?  A 15-Year Study of Buyers and non-Buyers

May 21, 2007:  American Association for Long Term Care Insurance releases Ultimate LTCi Marketing and Sales Tookit----Target Business Owners & Self-Employed

May 21, 2007:  Georgia Division of Aging Services report shows that only a few baby boomers have plans for long-term care

May 21, 2007:  Rhode Island:  Senate OKs bill to create long-term care partnership program

May 21, 2007:  Tennessee:  Cost of long-term-care insurance excludes many-- limited services available in Tennessee

May 21, 2007:  Long Term Care Planning helps protect financial plan

May 21, 2007:  Maryland Gazette:  I am in the process of intensive planning for retirement. One of the things my financial adviser suggested I look into is long-term care insurance. Since I'll have Medicare when I turn 65, is LTC insurance really necessary?

May 21, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 21, 2007:  eMaxHealth.com:  American Association for Long Term Care Insurance (AALTCI) Establishes National Long-Term Care Insurance Awareness Week

May 21, 2007:  Agent’s Sales Journal Spotlights Long Term Care in August, September:  Partners with American Association for Long Term Care Insurance (AALTCI) to educate agents on how to help clients prepare for long term care needs

May 19, 2007:  AARP:  Long-Term Care Insurance Coverage
Can 1 + 1 = 3? A Look at Hybrid Insurance Products with Long-Term Care Insurance

May 19, 2007:  Cincinnati Enquirer:  Tax breaks take sting out of long-term care premiums

May 19, 2007:  Missouri lawmakers pass Medicaid overhaul:  Allows full state income tax deductions for long-term care insurance premiums and a long term care insurance partnership program

May 18, 2007:  Nebraska has a long-term care savings plan

May 18, 2007:  Indianapolis Star:  Is disability insurance a better bargain than long-term-care insurance?

May 18, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 18, 2007:  Chicago Sun-Times:  Tight sandwich
CAREGIVERS | Many of us feel squeezed between our kids and aging parents

May 18, 2007:  Insurance: The Real Reason For Long -Term Care Insurance by Jeffrey Voudrie, CFP

May 17, 2007:  Kiplinger's:  Long-Term-Care Insurance Mistakes--Avoid these five blunders people commonly make when trying to cut premium costs

May 16, 2007:  All the Benefits Rolled Into One Hybrid Long-Term Care Policy

May 16, 2007:  New Medicaid Rules May Hamper Annuity Sales

May 16, 2007:  Being a caregiver involves careful planning

May 15, 2007:  Santa Cruz, California:  New ShirleyBOARD.com Web Site Provides Help to People Caring for Older Americans

May 15, 2007:  Los Angeles Times:  Reserve Medicaid for poor

May 14, 2007:  CBS-San Francisco-CalPERS Hikes Insurance Rates For Long-Term Care

May 14, 2007:  Boomers face need for long-term planning
Investing in health-care policies early can help.

May 14, 2007:  New York Life to Pay Long-Term Care Insurance Dividend for Third Straight Year; Company Sees Double Digit Sales Growth in Face of Industry Downturn

May 14, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 14, 2007:  Advisers can’t ignore client health-care needs

May 11, 2007:  American Association for Long Term Care Insurance (AALTCI) says "Top LTCi Producer placed $540,597 in premium"

May 10, 2007:  The Next Market Frontier: Multi-Life Long Term Care Insurance and Disability Insurance

May 10, 2007:  Congressman Boustany from Louisiana Raises Awareness For Long-Term Care Awareness Week

May 10, 2007:  Leveraging The Estate Plan With Long Term Care Insurance

Bill Comfort Responds:  More On The Long Term Care Insurance Gift Tax Exclusion

May 10, 2007:  New York Widens Online LTC Insurance Policy Comparisons

May 10, 2007:  Are Hybrid LTC Home Care Plans Right For Your Client?

May 10, 2007:  Regulators Defend Record On LTC Insurance Oversight

May 9, 2007:  Baptist Press--Long-term care insurance?

May 9, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 8, 2007:  Chicago Herald News:  Planning for the long term--Caring for aging parents can take an emotional, financial toll on children

May 7, 2007:  Elder-care partnerships on horizon
Florida is among states hoping to get more people to buy private insurance

May 7, 2007:  News 8 Austin, Texas:  Consumer alert for long-term care insurance policies

May 7, 2007:  El Paso Texas Tax Attorney Says:  Tax benefits can help offset our long-term care expenses

May 3, 2007:  Jeffrey Voudrie, CFP   Insurance: Understanding Long-Term Care Insurance

May 3, 2007:  FSAs, HRAs and HSAs Made Simple

May 3, 2007:  Long-Term Care Insurance, Separating Myths from Realities

May 3, 2007:  Medamerica Announces New LTCi Policy:  New Cash Benefit Account Insurance Pays for Long Term Care

May 3, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

May 1, 2007:  Web Exclusive: To help executive retention, try executive protection

May 1, 2007:  realLIFEstories:  Real Life Long-Term Care Insurance Claims/Claimants

May 1, 2007:  Can I Afford Long Term Care Insurance?

May 1, 2007:  AM Best:  Long-Term-Care Insurers Under Fire Over Alleged Claims Denials, Rate Hikes

Apr 30, 2007:  Genworth Financial Launches New Cornerstone Advantage(SM) Long Term Care Insurance Product--Product Enhances Genworth's Long Term Care Insurance Portfolio - affordable solution opens the market to millions of consumers

Apr 29, 2007:  In denial about long-term care?

Apr 28, 2007:  Minneapolis St. Paul Star-Tribune:  Who needs long-term care? Planning for Long-Term Care

Apr 28, 2007:  Insurance carries (Mississippi State) Tax Credit:  Long-term-care policies more popular as medical costs rise

Apr 27, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 27, 2007:  ACLI Lauds Introduction Of Resolution On Long-Term Care Awareness Week

Apr 27, 2007:  Fool.com:  Hillary, Obama, and Long-Term Care

Apr 26:  2007:  The ABCs of long term care insurance claims

Apr 26, 2007:  Fiscally Fit:  Change Annuities or Not

Apr 26, 2007:  Flying solo

Apr 25, 2007:  Long-Term Care Benefits for Veterans and Surviving Spouses

Apr 24, 2007:  Who needs long-term care insurance?  Seven questions to elp determine if you do

Apr 23, 2007:  Pennsylvania Senate approves Corman’s long-term care insurance incentive

Apr 23, 2007:  LTC industry needs to be investigated

Apr 23, 2007:  Using A Reverse Mortgage To Pay for Long-term Care and Avoid A Nursing Home

Apr 22, 2007:  Long-term dilemma: Insurance-rate instability makes policyholders ill

Apr 22, 2007:  Orlando Sentinel:  Face the Costs of Long-Term Care

Apr 22, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 22, 2007:  Group sees long-term care insurance as vital

Apr 22, 2007:  Assisted Living Service Contracts:  What you need to know!

Apr 22, 2007:  Group sees long-term care insurance as vital

Apr 22, 2007:  Assisted Living Service Contracts:  What you need to know!

Apr 22, 2007:  Assisted living contracts have risks:  Unlike insurance, service agreements loosely regulated

Apr 18, 2007:  Compensating family caregivers

Apr 16, 2007:  Obama, Clinton call for investigation into LTC abuses

Apr 15, 2007:  Preparing for life:  Making decisions now can reduce strain on families, assets in future

Apr 13, 2007:  BestWeek: Long-Term-Care Insurers Under Fire Over Alleged Claims Denials, Rate Hikes

Apr 13, 2007:  Invest in long-term insurance

Apr 12, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 11, 2007:  Boost in long term care policy cost's a shock--CalPERS' long-term premiums soar.

Apr 11, 2007:  National Initiative Encourages Long-Term Care Planning

Apr 10, 2007:  Why Top LTC Lawyer Says Shop Carefully for Long-Term Care

Apr 9, 2007:  Genworth Survey Reinforces Need For Greater Personal Responsibility In Assuring Future Care Needs

Apr 9, 2007:  Barack Obama Calls For Investigation Into Long Term Health Care Industry

Apr 9, 2007:  “Long-Term Care Insurance Sales to Grow 15% In 2007”: Say What?

Apr 7, 2007:  Long-term care for elderly takes hit in Michigan

Apr 5, 2007:  Barack Obama Renews His Call for Investigation into Long-Term Care Abuse During Community Meeting on Health Care in Iowa

Met Life's response to the New York Times article on long term care insurance claims denials

Apr 4, 2007:  Long Term Care Costs in Iowa

Apr 4, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 4, 2007:  Long-term care costs almost equals state average income

Apr 4, 2007:  Motley Fool:  The Fool.com   Making Long-Term Care More Affordable
Some tips to lower long-term care insurance premiums.

Apr 4, 2007:  Long-term care in north New Jersey ranks among nation's costliest

Apr 4, 2007:  Growing old is pricey in Florida, study shows

Apr 4, 2007:  San Francisco long-term care costliest in California

Apr 4, 2007:  Long-term Care Insurance Education a Must

Apr 4, 2007:  Fool.com:  Making Long Term Care Insurance More Affordable

Apr 4, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 3, 2007:  Analysis: Nursing home costs soar

Apr 3, 2007:  Survey: Oregon nursing home care pricey

Apr 2, 2007:  Penn Treaty American Files Audited 2005 Financials & Form 10K - Final

Apr 2, 2007:  CalPERS opens enrollment to long-term care plan

Apr 2, 2007:  Rules for nursing home aid tighten
New federal regulations make it riskier for the elderly to give money to relatives

Apr 2, 2007:  Selling By The Numbers: It’s Important In LTC Insurance

Apr 2, 2007:  Leveraging The Estate Plan With Long Term Care Insurance

Apr 2, 2007:  Why Consumers Don’t Buy LTC Insurance

Apr 2, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Apr 2, 2007:  Worksite Marketing not a panacea for LTC insurance

Apr 2, 2007:  What The New Annuity-LTC Combo Products Might Look Like

Apr 1, 2007:  LTCi Gets A Second Wind:  Long-term care insurance is regaining credibility, thanks to financial planners.

Apr 1, 2007:  Elderly's failure to plan for future can spell trouble

Apr 1, 2007:  News to use - Direct mail

Apr 1, 2007:  Caring for aging loved ones

Mar 30, 2007:  Managing Mom and Dad’s money

Mar 29, 2007:  Senator Obama Calls for Investigation of Long-Term Care

Mar 29, 2007:  NY Times:  Letters to the Editor

Mar 27, 2007:  John Hancock's response to the New York Times article on long term care insurance claims denials

Mar 27, 2007:  Senator Clinton Calls for GAO Investigation of Impact of Widespread Insurance Claims Denials for Long Term Care

Mar 27, 2007:  Long-term-care pitfalls bedevil advisers

Mar 27, 2007:  RETIREMENT INCOME: The retirement elephant in the room isn’t going away

Mar 26, 2007: New York Times:  Aged, Frail and Denied Care by Their Insurers

(if the link to the NY Times doesn't work, then click HERE.)

Mar 26, 2007:  New York Daily News:  Planning now, for later -- Long-term care insurance is pricey, but can protect the old - and young, too

Mar 23, 2007:  Saving Your Home Should You Need to Use Medicaid

Alzheimer's Hits 5.1 Million Americans

Mar 21, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Mar 21, 2007:  Texas A&M:  Long-Term Care Insurance Can Relieve Financial Burdens

Mar 20, 2007:  Pennsylvania Insurance proposal aims to trim costs of long term care insurance

Mar 19, 2007:  Jane Bryant Quinn:  How To Pay For Old-Age Care--Gaming the Medicaid system is legal, but I hate it. New rules, effective last year, make it harder for the rich to get on the rolls.

Mar 19, 2007:  ABCs of Long-Term Care Insurance

Mar 19, 2007:  Long-term Care Insurance Healthy For My Business?

Mar 16, 2007:  Louisiana Gov. Barbour signs long term care insurance tax credit into law

Mar 16, 2007:  John Hancock Number One Overall in 2006 Long Term Care Insurance Sales

Mar 16, 2007:  Issue Brief Discusses Long-Term Care Partnership Programs

Mar 14, 2007:  Prudential Financial Informs Consumers on Preparing for the Increasing Costs of Long-Term Care

Mar 14, 2007:  Tennessee Long Term Care Awareness Program:  Don't wait for serious illness in the family to learn about long-term care

Mar 13, 2007:  A Look Into the LTC-linked Annuity Market

Mar 13, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Mar 13, 2007:  Women taking control of family finances

Mar 11, 2007:  National conference on aging delivers wake-up call to boomers

Mar 10, 2007:  Long-term care insurance helps some avert financial woes

Mar 10, 2007:  State can encourage in-home elder care

Mar 6, 2007:  Missouri:  Nursing home insurance focus of bill

Mar 5, 2007:  No sure answers on care insurance

Mar 4, 2007:  NextSteps: The good and bad of paying for long-term care

Mar 4, 2007:  Covering the Bases:  Consider long-term care insurance

Mar 4, 2007:  Louisiana Long-Term Care Insurance Comparison Guide

Mar 4, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Mar 2, 2007:  New program encourages long-term care insurance

Mar 1, 2007:  Home Care May Not Be Cheaper than Assisted Living or a Nursing Home

Feb. 28, 2007:  Mo. House Proposal Offers Broader Incentives for Long-term Care Insurance

Feb. 26, 2007:  Missouri House OKs broader incentives for long-term care insurance

Feb. 26, 2007:  Women Should Avoid Delay When It Comes to Purchasing Insurance

New York Times:  Those Multiple Choices in Long-Term Care Policies

Get quotes comparing 9 of the leading long term care insurance policies

Chicago Tribune:  Many give short shrift to long-term care insurance

Get quotes comparing 9 of the leading long term care insurance policies

Wall Street Journal:  Thinking About Long-Term Care...Now (.pdf version from John Hancock)

Get quotes comparing 9 of the leading long term care insurance policies

Wall Street Journal:  Thinking About Long-Term Care...Now (subscription needed)

Feb. 26, 2007:  Missouri House OKs broader incentives for long-term care insurance

Feb. 26, 2007:  Women Should Avoid Delay When It Comes to Purchasing Insurance

Get quotes comparing 9 of the leading long term care insurance policies

New York Times:  Those Multiple Choices in Long-Term Care Policies

Chicago Tribune:  Many give short shrift to long-term care insurance

Feb. 25, 2007:  TheStreet.com:  Providing Long-Term Care for You and Your Savings

Feb 25, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Feb. 25, 2007:  Women bear greater share of long-term care risks and costs

Feb. 25, 2007:  TheStreet.com:  60 Second Savings: Long-Term Care

Feb. 25, 2007:  PLANNING: Here's some facts about Medicare and Medicaid

Feb. 24, 2007:  Who will fund aging boomers' care?

Feb. 24, 2007:  Are You Covered?

Feb. 24, 2007:  Combo insurance pays long term care, death benefits

Feb. 22, 2007:  Is long-term care insurance the answer?

Feb. 22, 2007:  Long-term Care: To Buy or Not to Buy?

Feb 22, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Feb. 20, 2007:  John Hancock's Leading Edge Long Term Care Insurance Product Now Available in 42 States

Feb. 20, 2007:  Genworth Financial, Inc. at Merrill Lynch Insurance Investor Conference

Feb. 20, 2007:  Long-term care insurance: should you buy it?

Feb. 20, 2007:  Utah Legislature:  Long-term care debated

Feb. 19, 2007:  Long-term care insurance can buy you long-term peace of mind

Feb. 19, 2007:  When To Consider Long-Term Care Costs

Feb. 18, 2007:  Elder Law Attorney:  Tax-favored health plans can save money

Feb. 17, 2007:  Office of the Aging establishes Long Term Care Insurance Information Resource Center

Feb. 17, 2007:  Caring for Aging Loved One

Feb. 16, 2007:  Evaluating The Benefits Of Long-term Care Insurance

Feb 16, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Feb. 16, 2007:  What Long-Term Care Insurance Is For

Feb. 12, 2007:  New Haven Register:  In the long run

Feb. 8, 2007:  MARSHALL LOEB: Bailout for baby boomers?
Don't expect inheritances to save their bacon

Feb. 8, 2007:  Governor Sonny Perdue: Changing demographics

Feb. 8, 2007:  Elder care:  Know your options before you need it

Feb 8, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Feb. 8, 2007:  Baby Boomers prepare for their financial future

Feb. 5, 2007:  Medicaid Recovery of Home Catches Many Families by Surprise

Feb. 2, 2007:  Long-Term Care Insurance: Emerging Corporate Benefit

Feb. 2, 2007:  Long-term insurance: Who needs it? When?

Feb. 1, 2007:  Shannon King Nash:  FOR THE LOVE OF MONEY: Get On The Good Foot, James Brown, 1972

Feb. 1, 2007:  Connecticut:  Long-term care insurance: what to ask before you buy

Feb 1, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Jan. 31, 2007:  Paid Long-Term Care Insurance Benefits Exceed 3 Billion Annually

Jan. 30, 2007:  Study finds many use long-term care insurance for in-home care, assisted living

Jan. 30, 2007:  Young purchasing long-term-care policies

Jan. 30, 2007:  Long Term Care Buyers Are Getting Younger

Jan 30, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Jan. 26, 2007:  Capitalize on National LTC Awareness Week

Jan. 25, 2007:  Houston Chronicle Editorial:  Planning Ahead

Jan. 25, 2007:  Long-term care agents defend insurance

Jan. 23, 2007:  New York Compact: Long-Term Care Protection or Scam?

Jan. 23, 2007:  Long-Term Care Conferences Upbeat

Jan. 22, 2007:  Medicaid rules put assets at risk

Jan 22, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Jan. 22, 2007:  Millions in Dark On Long-Term Health Care

Jan. 21, 2007:  California is seeking solutions to keep its Medi-Cal program financially solvent

Jan. 21, 2007:  Long-Term Care Insurance Becomes Increasingly Popular

Jan. 16, 2007:  New York Times:  Escape From the Nursing Home

Jan. 16, 2007:  Bankrate.com:  Is long-term care insurance necessary?

Jan. 15, 2007:  Invest now for care later, experts urge

Jan. 14, 2007:  Benefit News:  Protecting the egg: Employees need life and long-term care insurance to safeguard retirement assets

Jan. 11, 2007:  Medicaid: Stiffer New Rules For Nursing Home Coverage

Jan. 10, 2007:  Adult children should talk with parents about future

Jan. 10, 2007:  Granholm Signs Long-Term Care Legislation

Jan. 10, 2007:  AALTCI:  Long-Term Care Insurance Sales To Grow 15% In 2007

Jan 10, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Jan. 9, 2007:  USA Today:  If you're in your 50s, it's time to plan how you'll pay for long-term care

Jan. 8, 2007:  Q:  My financial adviser says to buy long term care insurance.  My friends say I should invest in a C.D.  What should I do?

Jan 8, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Jan. 8, 2007:  What to Do When Dad Starts Driving and Gets Lost

Jan. 3, 2007:  State program offers long-term care aid (Minnesota Long Term Care Partnership)

Jan 3, 2007:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 31, 2006:  Talk to the folks about long-term care ideas

Dec. 30, 2006:  Elder Care Costs Deplete Savings of a Generation

To get quotes comparing 9 of the leading long term care insurance policies CLICK HERE

Dec. 26, 2006:  Long-term care costs tower:  Even if you have long-term care coverage, you may be in for an expensive surprise.

Dec. 26, 2006:  Iowa Insurance Division urges long term care insurance

Dec. 26, 2006:  Employee Benefits Plate Filling Up

Dec. 24, 2006:  Beware of 'Medicaid-friendly' annuities

Dec. 19, 2006:  Elder Law Attorney, Valorie Joy Promisel, advises on when to buy long term care insurance

Dec 19, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 19, 2006:  Caring for aging

Dec. 18, 2006:  Preparing for caring:  Focus of long-term needs of parents

Dec. 17, 2006:  Talk out concerns on parents' finances

Dec. 15, 2006:  Consumer Reports Slams LTC Insurance – AALTCI Responds

Dec 15, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 15, 2006:  HHS Launches New Web Site Promoting Long-Term Care Planning

Dec. 14, 2006:  Prepare for long-term care before retirement comes
Study: Older Americans have Medicare misconceptions

Dec. 14, 2006:  LifeSecure Insurance Company Announces Acquisition of Texas-Based Shell Company

Dec. 13, 2006:  Most Americans misjudge long-term care needs-AARP

Dec 13, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 13, 2006:  Costs of long-term care shock many

To get quotes comparing 9 of the leading long term care insurance policies CLICK HERE

Dec. 11, 2006:  To buy or not to buy long-term care insurance

Dec. 11, 2006:  Wall Street Journal Recommended Reading

Dec 10, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 10, 2006:  Long-Term Care Insurance Is Worth A Look, Especially For Middle Age And Middle Class

Dec. 10, 2006:  ElderLawAnswers.com:  State Efforts to Encourage LTC Insurance Purchases Falling Flat

Dec. 7, 2006:  Profit Booster: Long-Term Care Insurance

Dec. 7, 2006:  Are you shortsighted?

Dec. 5, 2006:  MedAmerica Announces $6 Million Acquisition

Dec 5, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 4, 2006:  65+ May Be The Answer:
Take Another Look At Your LTC Insurance Prospects

Dec. 4, 2006:  Baby boomers encouraged to buy long-term insurance

Dec. 1, 2006:  Michigan 1 of 6 states to pilot long-term care program

Dec. 1, 2006:  Michigan Insurance Executive Applauds State's Involvement In Long Term Care Consumer Awareness Program

Dec 1, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Dec. 1, 2006:  Allied for Success

Nov. 30, 2006:  Is It Worth It: Long Term Care Insurance

Nov. 30, 2006:  Old Before Our Time

Nov. 28, 2006:  Study: Elder care insurance incentives don't work

Nov. 28, 2006:  Aging Parents Issues Surface During Holidays

Nov. 27, 2006:  Northwestern Long Term Care Company Announces Its First Ever Dividend, $3.9 Million to Policyowners

Nov. 26, 2006:  Long-term care a serious national issue

Nov. 24, 2006:  Long-Term Care Campaign Launched

Nov. 22, 2006:  Gov. Rounds promotes long-term care planning efforts

Nov. 20, 2006:  Survey Validates Training Objectives for CLTC Designation

Nov. 18, 2006:  Reasonable rules ensure care for truly needy

Nov. 17, 2006:  State's retirees, workers hit hard
Long-term care charges to increase 33.6 percent in 2007

Nov. 16, 2006:  Senior Market Advisor:  Jumping through hoops--The key to success is knowing how to overcome objections when they arise.

Nov. 16, 2006:  Senior Market Advisor Assembles a Long Term Care Insurance Expert Roundtable

Nov. 16, 2006:  Penn Treaty unit to resume Florida sales

Nov 16, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Nov. 16, 2006:  TAX ALERT: A Big Deduction Many Taxpayers Miss, Cost of Long Term Care Insurance

Nov. 16, 2006:  Boomers Who Can Afford Home Monitoring Systems May Remain at Home Longer

Nov. 16, 2006:  Long-term care policies Premiums can jump when you need coverage most

Nov 16, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Nov. 16, 2006:  John Hancock Survey Finds Many Americans Affected By Caregiving for Aging Friends and Family

Nov. 15, 2006:  The Financial Desirability of Long-Term Care Insurance Versus Self-Insurance

Nov. 15, 2006:  CalPERS board says yes to increase in long-term care premiums

Nov. 15, 2006:  Much to consider before buying long-term care insurance

Nov. 9, 2006:  Long-term care: Brace yourself for a scary P.R. push

Nov. 8, 2006:  Americans Expecting Family and Friends, Not Savings or Insurance, to Provide for Their Long-Term Care Needs

Nov. 8, 2006:  Average Cost of Nursing Home Care Rises 6% Year Over Year, According to New York Life Long Term Care Insurance Study

Nov. 6, 2006:  New Study:  Majority of Claimants on Long Term Care under age 65

Nov. 6, 2006:  Long-Term Care Insurers Seek To Make Policies More Attractive to Consumers

Nov. 6, 2006:  Purchasing long-term care insurance may be a good idea, experts say

Nov 6, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Nov. 6, 2006:  Medicare won't cover long-term nursing home care

Nov. 4, 2006:  Plan for care in long term

Nov. 1, 2006:  Year-end Tax Planning Opportunities with Long Term Care Insurance

Oct. 31, 2006:  Denenberg: Re-Evaluate Needs When Hit With Premium Increases on long term care insurance

Oct. 30, 2006:  CNNMoney.com:  How to buy long-term care insurance

Oct. 30, 2006:  ACLI Chief: Long-Term-Care Insurance Added to Annuities Is Most Important Piece of Pension Act

Oct. 30, 2006:  Assisted Living Rates Increase Slightly in 2006 According to MetLife Market Survey

Oct. 29, 2006: Long-term health-care policy: Buy it or not?

Oct 27, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 27, 2006: Long-term care Insurance can be good for health

Oct. 26, 2006:  Texas lawmakers consider options to encourage long term care planning

Oct. 24, 2006:  New York Times Article:  Taking a Gamble on Insurance for Long-Term Care

Oct 24, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 23, 2006:  Many boomers unprepared for long-term care

Oct. 23, 2006:  Health's long haul: Boomers in denial

Oct. 23, 2006:  Aging-parents dilemma

Oct. 20, 2006:  Long-term-care insurance isn’t right for everyone

Oct 20, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 20, 2006:  National Long-Term Care Awareness Week Focused on Educating Americans About This Critical Need

Oct. 20, 2006:  12.7 percent of Beijing's senior citizens take out long-term care insurance

Oct. 19, 2006:  Michigan Gov. Granholm Signs Bills to Improve Access to Long-Term Care Insurance

Oct. 17, 2006:  Letters about long-term care planning being sent out as early voting begins

Oct. 17, 2006:  Long Term Care Insurance: Security for Americans

Oct. 17, 2006:  6 new states to launch long term care consumer awareness campaign

Oct. 16, 2006:  Long-term care facts to know

Oct 16, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 16, 2006:  Two Newspapers Examine Issues Related to Long-Term Care Insurance

Oct. 16, 2006:  Frank N. Darras: 87 Year Old Policyholder Wrongfully Denied Benefits

Oct 16, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 16, 2006:  Business Week:  Planning for Long Term Care:  Investigate your long term care insurance options now.

Oct. 16, 2006:  Business Week:  Strategies for the Sandwich Generation

Oct. 16, 2006:  More Accessible, Simplified Long Term Care Insurance Policy Meets Changing Needs of Today's Expanding Market

Oct. 15, 2006:  Should You Secure Your Health Care?  Looking into long term care insurance

Oct. 14, 2006:  Trusting a Promise to Care

Oct. 12, 2006:  Texas part of long term care insurance campaign

Oct 12, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 12, 2006:  (Wall Street Journal)  A policy to live by:  The Cullens' parents wonder whether they need long term care insurance

Oct. 12, 2006:  More people now protecting assets with long-term care insurance

Oct. 9, 2006:  The Motley Fool:  Foolish Advice on Long-Term Care Insurance

Oct. 9, 2006:  Long-Term Care Insurance Offering More Choices

Oct 9, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 9, 2006:  Liz Taylor: Single parent shopping for long-term care insurance

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Oct. 8, 2006:  The ups and downs of long-term care insurance

Oct. 6, 2006:  Dr. Joyce Brothers and Long Term Care Insurance

Oct. 6, 2006:  Leeza Gibbons to speak at Memory Wall stop

Oct. 6, 2006:  Law Allows Certain Long-Term Care Insurance Policyholders to Exceed Medicaid's Asset Limits

Oct 4, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 4, 2006:  Long term care insurance:  Reading the fine print! (30 day Elimination Period)

Oct. 4, 2006:  Plan now for long-term living:  Staying at home as you age

Oct. 3, 2006:  Florida Insurance Commissioner Challenges Critique Of State’s New Long Term Care Insurance Law

Oct 3, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 3, 2006:  State: Care needs repair.  State agencies hope to reduce dependency on Medicaid and encourage the purchase of long term care insurance.  Overhaul is long overdue

Oct. 3, 2006:  Editorial Comment: Addressing Fraud

Oct. 3, 2006:  John Hancock Life Insurance Company Introduces Ground-Breaking Long Term Care Insurance (LTCI) Policy (Leading Edge) with Industry-First Benefits

Oct 3, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Oct. 3, 2006: Maryland must not turn its back on its senior citizens

Oct. 2, 2006:  NAELA Supports Expansion of The Partnership for Long-Term Care

Oct. 2, 2006:  Terry Savage:  New long term care insurance product makes long-term care easier

Oct 2, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 29, 2006:  John Hancock launches "The Future is Yours" Ad Campaign

Sept. 28, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 28, 2006:  Met Life Market Survey:  Nursing Home rates increase slightly in 2006

Sept. 28, 2006:  State Farm Memory Wall

Sept. 27, 2006:  CBS Marketwatch:  A call for eldercare planning

Sept. 27, 2006:  Guidance From Doctors on Long Term Care Insurance

Sept. 25, 2006:  Met Life study:  Many employees eagerly anticipate "open enrollment"

Sept. 25, 2006:  Prudential offers long term care insurance through Connecticut Partnership and Indiana Long Term Care Insurance Partnership

Sept. 25, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 24, 2006:  New legislation may be boon to Long term care insurance policyholders

Sept. 24, 2006:  New long term care insurance policy rules add flexibility and complexity

Sept. 23, 2006:  Vets get benefits they didn't know they had

Sept. 21, 2006:  Longevity Alliance acquires Long Term Care Quote

Sept. 21, 2006:  Forbes.com:  Planning for healthcare in your retirement

Sept. 21, 2006:  Money Magazine:  Just when you thought it was safe to retire

Sept. 20, 2006:  NAIC Adds New Long Term Care Insurance Consumer Protections

Sept. 20, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 20, 2006:  Newt Gingrich Calls for 'Big Solutions' at Genworth Financial National Long Term Care Symposium

Sept. 19, 2006:  Federal Law Allows Consumers To Qualify for Medicaid, Retain Assets

Sept. 18, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 18, 2006:  Expected features of Florida's Long Term Care Insurance Partnership plan

Sept. 18, 2006:  New programs to help more Floridians get long-term care insurance

Sept. 18, 2006:  Genworth Financial to Host 2006 National Long Term Care Symposium

Sept. 15, 2006:  Long term care insurance change draws lawsuit from NC workers

Sept. 15, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 14, 2006:  Business Week:  Insurance caters to aging boomers

Sept. 14, 2006:  Limited Benefit Long Term Care Insurance vs. Lifetime:  How much is enough?

Sept. 14, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 12, 2006:  Money Magazine:  Afford the care you need

Sept. 11, 2006:  MedAmerica Executive Featured Speaker at National Conference on Medicaid and Long Term Care Financing

Sept. 11, 2006:  AXA Equitable and Its Affiliate Introduce Living Care Protection

Sept. 11, 2006:  Avoiding the Long-Term Care Insurance Trap
How to Buy Wisely

Sept. 10, 2006:  Families set up contracts to pay caregivers for looking after elderly

Sept. 9, 2006:  How to shield assets: Long term care insurance and a QTIP

Sept. 9, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 9, 2006:  Irrevocable trust can ease mind, shield assets

Sept. 8, 2006:  Under what circumstances does buying long term care insurance make sense?

Sept. 8, 2006:  Helpful tips to ease discussing finances with aging parents

Sept. 7, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 7, 2006:  The true sandwich generation

Sept. 5, 2006:  Long Term Care Resources Introduces New Long Term Care Planning Kit for Attorneys

Sept. 5, 2006:  Do you need long term care insurance?  Start by assessing the risk.

Sept. 5, 2006:  As care costs sky-rocket, long-term care insurance is more attractive

Sept. 4, 2006:  Get quotes comparing 9 of the leading long term care insurance policies

Sept. 4, 2006:  Ric Edelman:  Planning long-term care takes time

Sept. 1, 2006:  Marketplace Money:  Long Term Care Insurance

Sept. 1, 2006:  Long-Term Care DRAma in Congress

Aug. 31, 2006:  Raleigh News & Observer Publishes Series On Long-Term Care

Aug. 28, 2006:  Penn Treaty American Reveals Completion Of Audit

Aug. 27, 2006:  The MetLife Study of Alzheimer’s Disease: The Caregiving Experience

May 5, 2006:  Kiplinger's Personal Finance:  A Fresh Look at Long Term Care

May 4, 2006:  Get quotes comparing 9 of the leading long term care insurance policies